Home > Life Insurance > Term Insurance > Birla Sun Life Insurance
birla-logo

Birla Sun Life Insurance

  • We make it easy and simple to buy online policies
  • Expert advice to ensure your well informed decision
  • Save up to 50% get the apt cover for you
  • Free tax planning & genuine advise on right cover
  • Dedicated claim assistance desk

Tell us more to help you choose
the right policy

Annual Income*
Age*
Years
Cover Required*
Tobacco*
Name*
Email*
Mobile
No*
City*

By clicking on Submit, you agreed to our Privacy Policy and T&C

Birla Sun Life Insurance

Overview
Aditya Birla Sun Life Insurance Company Limited is one of the biggest insurance companies in India with AUM of Rs. 351, 804 million as of June, 2017 and more than 80, 000 direct selling agents. There are 433 branches in the country for the company along with 7 distribution channels. The company also has more than 16 lakh customers who are active along with 6 bancassurance partners.

The company offers retirement, child, wealth protection, pension and health plans to its customers in tandem with term plans and ULIPs. The company is owned by Aditya Birla Capital Limited which is part of the Aditya Birla Group and Sun Financial Inc. is also a major shareholder.

Birla Sun Life Insurance at a glance
  • Market share of 7.1%* for FY17
  • Registering a y-o-y growth of 3% and posted a net profit of Rs. 123 Crore in 2016-17
  • The first Indian insurer’s to disclose portfolio on monthly basis leading to a transparency in all insurance cum investment plans.
  • Based on the 5 core principles of Integrity, commitment, passion, seamlessness and speed
Birla Sun Life Insurance Co. Limited Term Plans
You can also choose from several Birla Sun Life Insurance Co. Limited Term plans which offer adequate future security for your family along with helping you accumulate savings for meeting goals like the higher education of your children, buying your home and so on. These plans give you extensive life coverage for your family as well.

Documentation needed to apply for Birla Sun Life Insurance
  • Age proof - (Any One)
    Driving License, Passport, Voter ID Card, Birth Certificate, etc
  • Identity proof – (Any One)
    Driving License, Passport, Voter ID card, PAN Card, Aadhar Card, or any document which proves citizenship
  • Income proof
  • Address proof – (Any One)
    Driving License, Passport and Utility Bill should clearly mention the permanent address
  • Income proof – (Any One)
    Salary Slip, Form 16, ITR
  • Recent passport size photograph
Birla Sun Life Term Insurance Plans
  • BSLI Protector Plus Plan: A pure term insurance plan tailor made to take care of your family's financial needs in the event of any unforeseen circumstances. The plan offers an edge against the rising cost of living with an option of increasing sum assured. The plan also offers a reward for healthy lifestyle, making it a pocket friendly insurance plan.
  • BSLI Future Guard Plan: A traditional non-participating life insurance plan offering optimum protection to your loved ones in the event of you not being around physically. As a return of premium term plan the plan pays out a guaranteed maturity Sum Assured.
  • BSLI Protect@Ease: A term insurance plan offering a choice of level term insurance or an increasing term insurance. The plan offers coverage for spouse under the same policy with an inbuilt terminal illness benefit rider. The plan comes with flexible premium payment terms.
1: BSLI Protector Plus Plan: A pure term insurance plan tailor made to take care of your family's financial needs in the event of any unforeseen circumstances. The plan also offers a reward for healthy lifestyle making it a pocket friendly insurance plan.

Advantages and Benefits
  • Financial protection at an affordable cost
  • Enhanced protection with inbuilt total and permanent disability cover
  • Option to receive death benefit as Annual Income
  • Rewards for a healthy lifestyle
Feature Description
Entry Age 18 to 65 years of age
Sum Assured Option I – Level Sum Assured
II – Increasing Sum Assured
Policy Term 5 to 30 years, subject to max age on maturity: 70 years
Premium Paying Term Regular Pay
Premium Mode Annual | Semi-annual | Quarterly | Monthly
Sum Assured Min. Rs. 30,00,000
Max. No Limit (subject to underwriting guidelines)
Premium Min. Rs. 3,024

2: BSLI Future Guard Plan: A traditional nonparticipating life insurance plan offering optimum protection to your loved ones.

Advantages and Benefits
  • Guarantee of at least return of premiums paid at the end of policy term
  • Complete financial protection at an affordable cost
  • Option to enhance insurance with appropriate rider options
Feature Description
Entry Age 18 to 65 years of age
Policy Term 10,15, 20, 25, 30 years, subject to max age on maturity: 75 years
Premium Paying Term Regular Pay
Premium Mode Annual | Semi-annual | Quarterly | Monthly
Sum Assured Min. Rs.5,00,000
Max. No Limit

Riders Available:
  • BSLI Accidental Death and Disability Rider (UIN: 109B018V03)
  • BSLI Critical Illness Rider (UIN: 109B019V03)
  • BSLI Surgical Care Rider (UIN: 109B015V03)
  • BSLI Hospital Care Rider (UIN: 109B016V03)
  • BSLI Waiver of Premium Rider (UIN: 109B017V02)
  • BSLI Accidental Death Benefit Rider Plus (UIN: 109B023V01
3: BSLI Protect@Ease: A choice of level term insurance or an increasing term insurance. The plan offers coverage for spouse under the same policy with an inbuilt terminal illness benefit rider.

Advantages and Benefits
  • Complete financial protection at an affordable cost
  • Choice of two plan options to suit individual protection needs
  • Inbuilt Terminal Illness Benefit
  • Rewards for a healthy lifestyle
  • Flexible premium paying terms
Feature Description
Entry Age 18 to 65 years of age
Plan Options I-Level Term Assurance
II-Increasing Term Assurance
Policy Term 5 to 40 years; subject to maximum age of 80 years at the end of policy term
Premium Paying Term Single Pay | Limited Pay-5 | 7 years | Regular Pay
Premium Mode Annual | Monthly
Sum Assured Minimum Rs. 30,00,000 Maximum: No Limit (subject to underwriting guidelines)