Cholamandalam Car Insurance is a flagship offering from Cholamandalam MS General Insurance Company Ltd (Chola MS), which is a joint venture between Indian conglomerate, the Murugappa Group headquartered in Chennai and the Mitsui Sumitomo Insurance Group, a Japanese insurance company. Chola MS offers a range of insurance products across four wheelers, commercial vehicles, health, home and property, travel, personal accident and rural insurance to individuals as well as corporate clients. The company serves the nation with its 109 branches and 9000 agents across the country. IndusInd Bank and Oriental Bank of Commerce acts as their sales channel for some of its products too.

• Cashless claim at 3750 garages and 5000+ hospitals across India
• Chola MS Car insurance incurred claim ratio of 78.42%
• UptoRs. 7.5 lac for Third-party cover
• Home insurance covers household appliances and electronics too, along with building structure
• Baggage loss while travelling locally is covered within policy

• Cholamandalam MS General Insurance has a 2.76% market share among general insurance companies, as of Mar’2017.
• Follows the philosophy of T3 – Trust, Transparency and Technology
• Under commercial vehicle insurance it covers Passenger carrying vehicles, goods carrier, tractors and some miscellaneous vehicles like cranes, loader and excavation etc.
• Covers cars from 24 reputed motor manufacturers and 7 bike manufacturers in India

• Completely filled covernote / application form with contact numbers
• Name of insured person
• Vehicle number
• Make and model of the vehicle
• Identification card
• Copy of RC book if any
• Copy of previous insurance ( for renewal)

• Car Insurance plan

Plan Name	Benefits
Car Insurance	CARE 24x7 support available round the clock for spot assistance Cashless coverage across 3750 garages in the country Third-party cover upto Rs 7.5lacs Basic policy includes coverage against natural and man-made calamities, personal accident cover and liability to third-parties Fast and quick online purchase and renewal facility with simple, hassle free processing

Cholamandalam Car Insurance Add-Ons

• Additional Coverfor Unnamed Passengers Cover
• Depreciation Waiver Cover
• Full Invoice Price Insurance Cover
• Personal Luggage Cover
• Discounts on Safety or Anti-Theft device
• Fixed Daily allowance
• Key Protector Cover
• Tyre Cover
• Cover for Road tax and registration charges
• Personal Accident for Owner/Driver
• Third party personal liability
• Third party property damage
• No Claim Bonus(NCB)
• Compensation for duplicate license

List of Manufacturing Tie-ups (Car)

Car
Audi
Maruti
Hyundai
Honda
Tata Motors
Fiat
Ford Motors
General Motors
Toyota
Mercedes Benz
Skoda
Volkswagen
Volvo
Renault
Nissan
Mitsubishi
MINI
Mahindra
Land Rover
Jaguar
Isuzu
Force Motors
Datsun
BMW

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Cholamandalam MS Car Insurance –FAQs

1. What is the helpline number of Cholamandalam MS Car insurance for claims process?
The helpline number for the claims process is 1800-200-5544 (for Indian callers) and 9144-3098 5300 (for outside India callers)

2. How to connect with Chola Assistance for roadside emergencies?
24 X 7 support is available at 1800-103-5354 /1800-209-5354 (Exclusive toll free numbers for CARE Services only) for spot assistance in case of breakdown, fuel delivery and battery top-up.

3. What is the time taken to settle a claim?
The insurer takes 30 days to settle a claim after completion of requisite paperwork at your end. Make sure to fill up correct details with supporting documents.

4. How to renew Chola MS car insurance policy?
Renewal can be done online or offline. Open the link http://www.cholainsurance.com/individual/car-insurance.aspx and login with user name and password to renew your policy, payment can be done through credit card/debit card/netbanking. The same can be done through Mobile App too. Else visit the nearest branch, fill up the form and attach a cheque of premium amount.