Bajaj Allianz Two Wheeler Insurance
Bajaj Allianz General Insurance Company is a joint venture between Allianz SE and Bajaj Finserv Limited. The company is one of the leading players in the insurance sector in the country with PAT of Rs. 728 crore as of 31st March, 2017. The company has received the ICRA iAAA rating and offers unique features like cashless settlement, image based policy, digital offices and in-house health management teams among others.
- Cashless claims across garages in network
- No-Claim Bonus up to 50%
- Personal accident coverage up to Rs. 1 Lac
- Third Party Damage Coverage
- 75% on account payment in case of unavailability of cashless facility
- Completely filled covernote / application form with contact numbers
- Name of insured person
- Vehicle number
- Make and model of the vehicle
- Identification card
- Copy of RC book if any
- Copy of previous insurance ( for renewal)
There are some inclusions as far as Bajaj Allianz Two Wheeler Insurance is concerned. These include the following:
- Loss/Damage due to earthquake/flood/fire/cyclone
- Loss/Damage due to man-made calamities (riot/burglary/strike/malicious damage/terrorism/transit)
- Loss/Damage due to natural calamities (typhoon/tempest/hurricane/self-ignition/explosion/lightning)
The list of exclusions under Bajaj Allianz Two Wheeler Insurance includes:
- Damage due to driving under influence of alcohol/drugs
- Wear and tear
- Mechanical/electrical breakdown
- Usage beyond limitations of use of vehicle
- Damage due to driving without valid driving license
- Damage/loss due to nuclear risk/mutiny/war
- Place vehicle for repair at network linked garage for cashless service
- Police complaint to be filed immediately in case of theft
- Register claim officially by calling customer care at 1800 209 5858 Email id customersupport@bajajallianz.co.in and providing required information
- Get claim reference number
- Bajaj Allianz will conduct survey and undertake claim settlement accordingly
- Submit document copy to dealer/garage and get this verified along with original documents
- Post repair completion, direct payment to be made by Bajaj Allianz