Tata AIG General Insurance Company Limited is a joint venture organization between AIG (American International Group) and the Tata Group. The company started operations in the year 2000 and offers several products like motor, home, travel, rural-agriculture and health insurance among others. The company has 400+ Indian experts across 90 offices. It also has 10, 238 licensed agents distributing its products.

• Cashless claim service across authorized garages in network
• No Claim Bonus up to 50%
• Personal Accident Cover & Third Party Legal Liability
• Depreciation for components which have to be replaced in case of accident
• Zero deductions on Salvage Value costs
• Auto Secure long-term plan for 2/3 years
• Personal Accident Cover up to Rs. 1 lac for owner-driver

• Completely filled covernote / application form with contact numbers
• Name of insured person
• Vehicle number
• Make and model of the vehicle
• Identification card
• Copy of RC book if any
• Copy of previous insurance ( for renewal)

There are quite a few inclusions in case of the Tata AIG Two Wheeler Insurance Plan. These include the following:

• Loss/Damage in case of earthquake/flood/fire/cyclone
• Third Party Liability
• Loss/Damage in case of riots
• Loss/Damage in case of malicious damages
• Theft

The Tata AIG Two Wheeler Insurance excludes the following from its purview:

• Damage by driver under influence of drugs/liquor/alcohol
• Liability/damage outside geographical zone mentioned in policy
• Claim due to contractual liability
• Damage/liability if vehicle is driven by other person instead of driver
• Loss/damage/liability in case of nuclear weapons material
• oss/damage caused/expenditure from damage to property leading to consequential loss
• Damage/loss/liability arising from radioactive contamination or ionizing radiation from nuclear fuel or waste
• Loss/liability/damage from hostilities, invasion, war, rebellion, acts of foreign enemies

• An SMS can be sent to 5616181 or one should call the 1-800-119966 toll free number
• Claim is processed once representative contacts you within 48 hours from intimation
• You will be guided to repair facility with assessment and authorization
• Payment of company share to be made directly to garage
• Plastic and rubber parts will be subjected to 50% of depreciation irrespective of the car age with 30% depreciation for fiber components