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Apollo Munich Insurance Company

Apollo Munich Insurance Company is a joint enterprise between Apollo Hospitals Group of India and Munich Health with 76% of the company stake being held by the Apollo Group and the remaining 26% under Munich Health.

Apollo Group operates one of the largest networks of hospitals comprising around 50 hospitals spread across the nation. This number is a sum of both, owned as well as managed health centers that aim at delivering eminent healthcare services to its patients. The further entry of this multinational into the medical insurance industry may be termed as a natural transition.

Munich Health, the second contributor to the venture, is a primary part of the globally known insurance provider Munich Re. Headquartered in Germany, Munich Health got officially established as a brand name in the year 2009.

Vision and Mission
Apollo Munich aims at leading the health insurance industry and developing trust by offering innovative wellness solutions and health insurance services as per the needs of the Indian citizens. The insurer is also focused at building an organization that has transparency, integrity and trust as its core values. Customer Service, for Apollo Munich, means providing Compassionate, Accountable, Responsive and Expert solutions to its customers.

Awards and Accolades
Listed below are a few amongst the innumerous rewards and recognitions bagged by Apollo Munich Insurance:

Year At Received For
Apollo Corporate Wellness Awards CII Wellness Award being the best organization in the corporate wellness domain
India Insurance Review E-Business Leader Award leading the online business sector
India Insurance Review Technology Leader Award implementation of workflow-enabled system
Fintelekt India Insurance Award its revolutionary product Optima Restore
Asia Insurance Review Innovation of the Year Award its revolutionary product Optima Restore
Fintelekt User Maturity Benchmarking Award evaluating the overall maturity of the company’s social media usage
Finnoviti (in association with E&Y) Innovation Award its revolutionary product Optima Restore
Outlook Money Outlook Money Award being the best private sector insurance provider
The Indian Insurance Awards Health Insurance Company of the Year Award for leading the health insurance sector in multiple aspects
The Indian Insurance Awards The Technology Maturity Award honoring technology leadership in line with business goals
World Consulting and Research Corporation Asia’s Most Promising Brands and Leaders Award excellence in marketing and leadership
Outlook Money Best Health Insurer Award leading the personal financial service sector
Fintelekt’s Indian Insurance Awards Health Insurance Company of the Year Award growth, excellence and extraordinary performance
Fintelekt’s Indian Insurance Awards Product Innovation Award its product Energy (a health policy for diabetes patients)
Asia Insurance Awards Innovation of The Year Award its product Energy (a health policy for diabetes patients)
Hero Cycles' India Health & Wellness Awards 2014 Health Insurance Provider Award extraordinary performance in all aspects
Money Today and Financial Planning Corporation Health Insurance Provider Award leadership in ensuring financial soundness of its customers
FICCI Healthcare Excellence Awards Best Health Insurance Plan Award its Dengue Care Plan
Global Brand Excellence Award ET Best Brand Award under BFSI Category consistent marketing excellence by CMO Asia
Fintelekt’s Indian Insurance Awards Claims Service Leader Award ensuring highest in class claim settlement

Why Get Insured with Apollo Munich?
The following are the reasons as to why Apollo Munich makes the best insurance provider in India:

  • The company offers most awarded and renowned insurance policies with benefits like cashless hospitalization across the network of hospitals and 100% No Claim Bonus.
  • The plans do not demand any claim-based loading at the time of renewal.
  • Plans provide a good amount of sum insured varying from 3 Lakhs to 15 Lakhs.
  • Complete coverage for mental and dental treatment under travel insurance plans.
  • Company boasts superfast issuance of policies with 93% policies being issued within 7 working days, while in 83% of the cases, the policy is issued within 3 days itself.
  • In more than 90% of the cases, cashless authorization is done within 2 hours from the intimation of the claim.
  • Apollo Munich keeps a strong check on its level of customer satisfaction. As per the latest statistics, more than 85% of their policyholders are satisfied and promote them.
  • Company has also sustained its customers’ satisfaction, which is depicted by over 80% of its existing customers renewing their policies each year.
  • More than 95% claims made by Apollo Munich Customers are cleared within 30 working days maintaining an average claim settlement period of just 15 days in case of clear cases.

Apollo Munich Plans
Apollo Munich is amongst the top insurance providers in India and has a wide array of insurance products to offer. Along with being a leader in the health insurance sector, the company has also successfully earned fame in the sector of travel insurance and personal accident insurance. Listed below are all the Apollo Munich insurance products:

Plans Individual Plans Family Plans Senior Citizen Plans
Health Insurance
  • Optima Restore Individual
  • Easy Health Standard
  • Health Wallet Individual
  • Day2day Care Silver
  • Dengue Care Plan
  • Optima Cash
  • Optima Plus
  • Maxima Health
  • Optima Super
  • Optima Vital
  • Energy
  • Optima Restore Family
  • Easy Health Standard Family
  • Health Wallet Family
  • Day2day Care Silver Family
  • Optima Super Family
  • Optima Senior
Travel Insurance
  • Individual Easy Travel Insurance Plan
  • Family Easy Travel Insurance Plan
  • Senior Citizen Easy Travel Insurance Plan
  • Annual Multi-trip Easy Travel Insurance Plan
  • Educare (Student Travel Insurance Plan)
Day Care Procedures
  • Personal Accident Standard Plan
  • Personal Accident Premium Plan