Bharti Axa aims at being India’s most trusted insurer by the year 2020 and paid out claims of Rs. 41, 57, 83, 739.3 between January and September, 2015. The company has 124 branches in India along with 16, 000 advisors. The company offers digitally backed services and numerous insurance products to customers. The company is known for its customer centricity and technological prowess.

• Cashless claim settlement across authorized garage network
• Personal accident coverage up to Rs. 1 Lac
• Third Party coverage up to maximum of Rs. 1, 00, 000

• Completely filled covernote / application form with contact numbers
• Name of insured person
• Vehicle number
• Make and model of the vehicle
• Identification card
• Copy of RC book if any
• Copy of previous insurance ( for renewal)

The list of inclusions covers the following:

• Loss/Damage due to earthquake/fire/cyclone/flood
• Loss/Damage due to riot/strike/terrorism
• Damage in transit
• Damage due to accidents

The list of exclusions at Bharti Axa Two Wheeler Insurance covers these aspects:

• Damage due to driving under influence of drugs/alcohol
• Electrical/Mechanical breakdown
• Damage due to depreciation of vehicle insured
• General Wear & Tear
• Loss/Damage outside country
• Loss due to nuclear risks
• Damage while driving without a valid driving license
• Vehicle usage beyond the limitations
• Claims arising from contractual liability

• Ring the customer service department for intimating claim
• Necessary details have to be given including policy number, location, etc.
• Claim has to be downloaded and filled up
• Vehicle should be sent for repairs with particular documents and copies
• FIR to be produced in case of theft/damage/third party injuries
• Spot claim approval provided post inspection by surveyor
• Insurer will release claim amount post completion of estimated repair work