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Kotak Mahindra Two Wheeler Insurance

Kotak Mahindra General Insurance is a fully owned subsidiary of Kotak Mahindra Bank Limited, one of the leading banking solutions firms in the country. Kotak Mahindra General Insurance caters to customers in the non-life category with products like health and motor insurance among others. The company strives to offer greater value through customized client offerings backed by cutting edge technology and infrastructure.

Kotak Mahindra General Insurance Two Wheeler Insurance at a Glance
  • Third Party Liability
  • Personal Accident Cover up to Rs. 1 lac
  • Multiple tenors of 1/2/3 years
  • Zero Increase in Third Party Premium for 2 & 3 year plans
  • In-built personal accident cover
  • No-Claims Bonus & added discounts for AAI (Automobile Association of India) members

Documentation needed to apply for Kotak Mahindra General Insurance Two Wheeler Insurance
  • Completely filled covernote / application form with contact numbers
  • Name of insured person
  • Vehicle number
  • Make and model of the vehicle
  • Identification card
  • Copy of RC book if any
  • Copy of previous insurance ( for renewal)

Kotak Mahindra General Insurance Two Wheeler Insurance Inclusions
The inclusions under the plan include the following:
  • Loss/Damage due to natural calamities like explosion/fire/earthquake/flood/self-ignition/hurricane/typhoon/tempest/storm/frost/cyclone/rockslide/landslide
  • Loss/Damage due to man-made calamities like terrorism/accidental external means/theft/burglary/strike/riot/damage in transit via air, road, rail, elevator, etc.

Kotak Mahindra General Insurance Two Wheeler Insurance Exclusions
Some of the major exclusions include the following:
  • Depreciation/Consequential Loss
  • Regular wear & tear or ageing
  • Damage due to driving under influence of alcohol or drugs
  • Damage due to driving without valid driving license
  • Loss/Damage due to mutiny/war/nuclear risks
  • Electrical/Mechanical breakdown
  • Usage of vehicle beyond limitations of usage
  • Wear and tear of tyres and tubes unless vehicle is damaged in same accident

How to file claims with Kotak Mahindra General Insurance Two Wheeler Insurance:
  • The 1800-266-4545 number has to be called for intimating insurer about claim and providing policy information
  • All bills to be submitted with policy details
  • Payment to be released within 7 working days from documentation completion