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United India two Wheeler Insurance

United India Insurance Company came into existence in 1938 and currently has 1, 340 offices across the country along with a customer exceeding 1 crore policy holders. The company offers several insurance products across multiple categories. There are 200+ micro offices of the company across major tier II and III cities. The company is known for offering unique schemes like National Livestock and Tsunami Jan Bima Yojana among others.

United India Two Wheeler Insurance at a Glance
  • No-Claim Bonus between 20-50%
  • Personal Accident Cover up to Rs. 1 lac
  • Third Party Cover up to maximum of Rs. 1, 00, 000
  • Additional discount of 2.5% in case of anti-theft devices
  • Option to increase geographical area by paying Rs. 500 extra premium
  • Discount of 5% on Own Damage premium (Automobile Association Membership) up to Rs. 50 (maximum)

Documentation needed to apply for United India Two Wheeler Insurance
  • Completely filled covernote / application form with contact numbers
  • Name of insured person
  • Vehicle number
  • Make and model of the vehicle
  • Identification card
  • Copy of RC book if any
  • Copy of previous insurance ( for renewal)

United India Two Wheeler Insurance Inclusions
There are quite a few inclusions when it comes to United India Two Wheeler Insurance. These include the following:
  • Loss/Damage due to earthquake/flood/fire/cyclone
  • Theft/burglary
  • Riot/Strike/Terrorism/self-ignition
  • Lightning/fire explosion/hurricane/tempest/hailstorm
  • Accidental External Means
  • Malicious Acts
  • Damages in transit

United India Two Wheeler Insurance Exclusions
The list of exclusions in United India Two Wheeler Insurance includes the following:
  • Damage due to driving under influence of drugs/alcohol
  • Damage/loss/liability outside geographical zone
  • Claims arising from contractual liability
  • Radioactive/nuclear causes of damage
  • Damage/loss due to foreign aggression/war/mutiny
  • Claims when driver did not have valid driver’s license

How to file claims with United India Two Wheeler Insurance
  • Nearest United India office has to be intimated by phone 044-28520161  or by visiting
  • Vehicle to be kept at spot in case of major accidents
  • Police station to be informed in case of third party liability/damage
  • Estimate to be collected from garage for submission with claim form
  • Repairs to start once approval is given by final surveyor
  • Post repairs, bills may be furnished for reimbursement once claim is approved