United India Insurance Company came into existence in 1938 and currently has 1, 340 offices across the country along with a customer exceeding 1 crore policy holders. The company offers several insurance products across multiple categories. There are 200+ micro offices of the company across major tier II and III cities. The company is known for offering unique schemes like National Livestock and Tsunami Jan Bima Yojana among others.

• No-Claim Bonus between 20-50%
• Personal Accident Cover up to Rs. 1 lac
• Third Party Cover up to maximum of Rs. 1, 00, 000
• Additional discount of 2.5% in case of anti-theft devices
• Option to increase geographical area by paying Rs. 500 extra premium
• Discount of 5% on Own Damage premium (Automobile Association Membership) up to Rs. 50 (maximum)

• Completely filled covernote / application form with contact numbers
• Name of insured person
• Vehicle number
• Make and model of the vehicle
• Identification card
• Copy of RC book if any
• Copy of previous insurance ( for renewal)

There are quite a few inclusions when it comes to United India Two Wheeler Insurance. These include the following:

• Loss/Damage due to earthquake/flood/fire/cyclone
• Theft/burglary
• Riot/Strike/Terrorism/self-ignition
• Lightning/fire explosion/hurricane/tempest/hailstorm
• Accidental External Means
• Malicious Acts
• Damages in transit

The list of exclusions in United India Two Wheeler Insurance includes the following:

• Damage due to driving under influence of drugs/alcohol
• Damage/loss/liability outside geographical zone
• Claims arising from contractual liability
• Radioactive/nuclear causes of damage
• Damage/loss due to foreign aggression/war/mutiny
• Claims when driver did not have valid driver’s license

• Nearest United India office has to be intimated by phone 044-28520161  or by visiting
• Vehicle to be kept at spot in case of major accidents
• Police station to be informed in case of third party liability/damage
• Estimate to be collected from garage for submission with claim form
• Repairs to start once approval is given by final surveyor
• Post repairs, bills may be furnished for reimbursement once claim is approved