New India Assurance Two Wheeler Insurance
New India Assurance Co. Limited was founded in the year 1919 by Sir Dorabji Tata and is a leading MNC insurance provider with a presence across 28 countries. The company is headquartered in Mumbai and has been a dominant player in the non-life insurance sector for more than four decades. The company has a network of 2, 452 offices and 1, 339 micro offices. There are 68, 389 agents distributing more than 230 products available at New India Assurance Co. Limited.
- No Claim Bonus discounts between 20-50%
- Personal Accident Cover
- Third Party Liability Coverage
- Add-on Covers with extra premium payment
- Completely filled covernote / application form with contact numbers
- Name of insured person
- Vehicle number
- Make and model of the vehicle
- Identification card
- Copy of RC book if any
- Copy of previous insurance ( for renewal)
There are quite a few inclusions in case of New India Assurance Two Wheeler Insurance. These include the following:
- Loss/Damage due to flood/fire/cyclone/earthquake
- Lightning/Strike/Riots
- Landslide/Rockslide
- Theft/Burglary
- Malicious Damage
- Typhoon/storm/tempest/hailstorm and other natural calamities
The exclusions at New India Assurance Co. Limited include the following:
- Damage due to driving under influence of drugs/alcohol
- Mechanical/electrical breakdown
- Regular wear/tear
- Loss/damage due to war/civil war
- Claim arising from contractual liability
- Usage of vehicle beyond limitations of use
- Inform the insurance company at 1800 209 1415 immediately in case of an accident
- File FIR in case of theft
- Fill up claim form and submit documents online or offline at as network garage
- Vehicle will be surveyed by appointed surveyor
- Spot surveys in case of high damage
- Final bills to be submitted
- Post approval of claim, salvage of damaged parts may have to be deposited