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New India Assurance Two Wheeler Insurance

New India Assurance Co. Limited was founded in the year 1919 by Sir Dorabji Tata and is a leading MNC insurance provider with a presence across 28 countries. The company is headquartered in Mumbai and has been a dominant player in the non-life insurance sector for more than four decades. The company has a network of 2, 452 offices and 1, 339 micro offices. There are 68, 389 agents distributing more than 230 products available at New India Assurance Co. Limited.

New India Assurance Two Wheeler Insurance at a Glance
  • No Claim Bonus discounts between 20-50%
  • Personal Accident Cover
  • Third Party Liability Coverage
  • Add-on Covers with extra premium payment

Documentation needed to apply for New India Assurance Two Wheeler Insurance
  • Completely filled covernote / application form with contact numbers
  • Name of insured person
  • Vehicle number
  • Make and model of the vehicle
  • Identification card
  • Copy of RC book if any
  • Copy of previous insurance ( for renewal)

New India Assurance Two Wheeler Insurance Inclusions
There are quite a few inclusions in case of New India Assurance Two Wheeler Insurance. These include the following:
  • Loss/Damage due to flood/fire/cyclone/earthquake
  • Lightning/Strike/Riots
  • Landslide/Rockslide
  • Theft/Burglary
  • Malicious Damage
  • Typhoon/storm/tempest/hailstorm and other natural calamities

New India Assurance Two Wheeler Insurance Exclusions
The exclusions at New India Assurance Co. Limited include the following:
  • Damage due to driving under influence of drugs/alcohol
  • Mechanical/electrical breakdown
  • Regular wear/tear
  • Loss/damage due to war/civil war
  • Claim arising from contractual liability
  • Usage of vehicle beyond limitations of use

How to file claims with New India Assurance
  • Inform the insurance company at 1800 209 1415 immediately in case of an accident
  • File FIR in case of theft
  • Fill up claim form and submit documents online or offline at as network garage
  • Vehicle will be surveyed by appointed surveyor
  • Spot surveys in case of high damage
  • Final bills to be submitted
  • Post approval of claim, salvage of damaged parts may have to be deposited