Home > Motor Insurance > Two Wheeler Insurance > National Two Wheeler Insurance


  • Two wheeler Insurance from multiple Insurer
  • Buy Multiyear policy and save over 20% on premium
  • Choose your own vehicle Insurance value
  • Lowest Insurance premium guaranteed
  • Get expert advice from comparison to buying

National Two Wheeler Insurance

National Insurance Company Limited is the oldest general insurer in India, having started its journey in the year 1906 from Kolkata. National Insurance offers several products for both rural and corporate segments along with auto insurance and bancassurance. The company has a network of 1, 998 offices throughout the country and 14, 902 employees. The company is the second largest non-life insurer in the country today based on gross direct written premiums. The company touched premiums of Rs. 11282.64 crore for FY15.

National Two Wheeler Insurance at a Glance
  • Personal accident cover
  • Third Party Property damage up to Rs. 1 Lac
  • No-Claim Bonus & Discounts
  • Online tracking for claim status
  • No-Claim Bonus transferable from other insurers

Documentation needed to apply for National Two Wheeler Insurance
  • Completely filled covernote / application form with contact numbers
  • Name of insured person
  • Vehicle number
  • Make and model of the vehicle
  • Identification card
  • Copy of RC book if any
  • Copy of previous insurance ( for renewal)

National Two Wheeler Insurance Inclusions
There are several inclusions under National Two Wheeler Insurance. These include loss or damage due to the following:
  • Terrorism
  • Malicious Acts
  • Fire/Lightning/Self-Ignition/Explosions
  • Theft/Housebreaking/Burglary
  • Earthquake
  • Riot/Strike
  • Natural Calamities like Flood/Typhoon/Hurricane/Cyclone/Storm/Hailstorm

National Two Wheeler Insurance Exclusions
There is some exclusion under National Two Wheeler Insurance. These are:
  • Consequential Loss
  • Wear & Tear
  • Loss due to civil war/war/invasion/rebellion/mutiny
  • Electrical/mechanical breakdown
  • Driving due to influence of drugs/alcohol
  • Claims arising from contractual liabilities
  • Damage to tyres & tubes unless insured vehicle is damaged in same accident
  • Usage of vehicle beyond specified geographical location
  • Loss/damage from nuclear waste/ionizing radiation
  • Driving of vehicle by any unauthorized person
  • Loss/Damage due to Theft

How to file claims with National Two Wheeler Insurance
  • Claims to be made by calling 1800-200-7710 toll free number
  • Necessary information like location, policy number, estimated loss/details to be provided
  • Claims Representative will contact customer and take things forward
  • Claim reference number to be given for future reference
  • Post claim approval, text message to be sent with details of surveyor
  • Vehicle inspection by company appointed surveyor
  • Post assessment and approval, claim status will be provided