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Shriram Two Wheeler Insurance

Shriram General Insurance is a joint venture between the Shriram Group and Sanlam Limited. The company offers several insurance products across categories including assets, travel, automobiles and more. The company aims at serving the masses with customized and affordable insurance solutions. The company is also known for its emphasis on technological innovation.

Shriram GI Two Wheeler Insurance at a Glance
  • Cashless claim service across authorized garages
  • No-Claim Bonus of 50% upon renewal
  • Third Party Cover up to maximum of Rs. 1 lac
  • Personal Accident Cover
  • IDV is maximum sum assured

Documentation needed to apply for Shriram GI Two Wheeler Insurance
  • Completely filled covernote / application form with contact numbers
  • Name of insured person
  • Vehicle number
  • Make and model of the vehicle
  • Identification card
  • Copy of RC book if any
  • Copy of previous insurance ( for renewal)

Shriram GI Two Wheeler Insurance Inclusions
Shriram General Insurance Two Wheeler Insurance has several inclusions. These include:
  • Loss/Damage due to earthquake/fire/cyclone/flood
  • Loss/damage due to man-made calamities like strike/theft/riot/burglary/third party accident/terrorism/damage in transit/malicious acts
  • Loss/Damage due to natural calamities like self-ignition/storm/typhoon/tempest/hurricane/lightning/explosion/landslide/rockslide/inundation/hailstorm/frost

Shriram GI Two Wheeler Insurance Exclusions
The list of exclusions covers the following:
  • Damage due to driving under influence of drugs/alcohol
  • Damage/loss due to deliberate negligence
  • Damage/loss due to usage by unlicensed individual or usage beyond limitations of proper use
  • Damage/loss due to war or related issues
  • Damage/loss due to nuclear war/radioactivity/nuclear weapons
  • Mechanical/electrical breakdown
  • General wear and tear
  • Consequential loss and depreciation

How to file claims with Shriram GI Two Wheeler Insurance
  • Round the clock assistance available for registration and notification of claims at 1800-103-3009
  • Once notified, same-day assistance and survey of insured vehicle is assured
  • Claims process status can be tracked either online or by contacting customer care executives
  • Necessary details to be furnished accordingly