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Iffco Tokio Two Wheeler Insurance

Iffco Tokio General Insurance was founded in the year 2009 and is a joint venture between Tokio Marine, Nichido Fire Group (Japan’s biggest listed insurance group) and Indian Farmers Fertilizer Co-Operative. The company has more than 171 Lateral Spread Centres and 400 Bima Kendras in the country along with 78 Strategic Business Units. There are several customized insurance products offered by the company to customers and its Gross Written Premiums (GWP) touched Rs. 3537.2 crore for 2015-16.

Iffco Tokio Two Wheeler Insurance at a Glance
  • Cashless claim service across authorized garages in network
  • No-Claim Bonus up to 50% of premium
  • Personal accident cover up to Rs. 1 lac
  • Third party coverage up to maximum of Rs. 1, 00, 000

Documentation needed to apply for Iffco Tokio Two Wheeler Insurance
  • Completely filled covernote / application form with contact numbers
  • Name of insured person
  • Vehicle number
  • Make and model of the vehicle
  • Identification card
  • Copy of RC book if any
  • Copy of previous insurance ( for renewal)

Iffco Tokio Two Wheeler Insurance Inclusions
There are some natural inclusions in Iffco Tokio Two Wheeler Insurance plans. These include the following:
  • Loss/Damage due to earthquake/fire/cyclone/flood
  • Loss/Damage due to manmade calamities (theft/riot/malicious damage/strike/transit based damage)
  • Loss/Damage due to natural calamities (landslide/explosion/frost/hailstorm/lightning/storm/tempest)

Iffco Tokio Two Wheeler Insurance Exclusions
The list of exclusions covers the following aspects:
  • Damage due to driving under influence of drugs/alcohol
  • Loss/damage/legal liability outside policy’s geographical area
  • Claims arising from contractual liability
  • Usage beyond limitations of usage
  • Damage due to nuclear waste/weapons/war/rebellion
  • Loss/damage when vehicle is driven by another person other than driver specified in driver clause

How to file claims with Iffco Tokio Two Wheeler Insurance
  • Immediate reporting to insurer
  • Accident involving third parties to be reported to police
  • Reporting via toll free number 1800-103-5499 and Email id websupport@iffcotokio.co.in
  • Vehicle to be inspected on spot prior to shifting to workshop
  • Repair estimates to be prepared
  • Claim form and estimates to be furnished prior to detailed inspection & assessment of cost
  • Post completion, repairs will be authorized
  • Insurer may settle bill directly or reimburse the customer