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Bharti AXA Car Insurance

Bharti AXA Car Insurance is a flagship offering from Bharti AXA General Insurance Company Ltd, which is a joint venture between India’s Bharti Enterprises and AXA business Group of France, headquartered in Paris. With Bharti Enterprises having 51% stake, AXA Group has 49% stake in the venture that started its operations in 2008. Bharti AXA offers a range of insurance products acrossfour wheelers, two wheelers, health, travel, personal accident and critical illness insurance to individuals as well as corporate clients.The company serves the nation with its 79 branches spread across the country. Headquartered in Bangalore, it is the first general insurer to receive dual certifications of ISO 9001:2008 and ISO 27001:2005.

Key Highlights of Bharti AXA General Insurance
  • Cashless claim at 2500+ garages
  • Bharti AXA Car insurance incurred claim ratio of 91.49%
  • Up to Rs. 7.5 lac for Third-party cover
  • The company also offers commercial products such as commercial vehicle insurance, third party motor liability insurance, commercial line and SME package.
  • Offers student travel insurance plan to secure trips across 130+ countries.

Bharti AXA General Insurance at a Glance
  • Bharti AXA General Insurance has around 2% market share among general insurance companies.
  • One of the fast growing companies – issued 9.8 million policies and settled almost 1.3 million claims till date.
  • Their partnership with Airtel Payments Bank has added over 75 lac customers in the micro insurance segment.
  • 24 X 7 worldwide AXA assistance helps them to be customer centric anytime and anywhere.
  • Covers cars from 24 reputed motor manufacturers and 7 bike manufacturers in India

Documentation needed to apply for Bharti AXA Car Insurance policy
  • Completely filled covernote / application form with contact numbers
  • Name of insured person
  • Vehicle number
  • Make and model of the vehicle
  • Identification card
  • Copy of RC book if any
  • Copy of previous insurance ( for renewal)

Bharti AXA Car Insurance plans at a glance
  • Car Insurance plan

Bharti AXA Car Insurance Plans
Plan Name Benefits
Car Insurance
  • 24x7 support available round the clock for spot assistance
  • Cashless coverage across 2500+ garages in the country
  • Third-party cover uptoRs 7.5lacs
  • Basic policy includes coverage against natural and man-made calamities, personal accident cover and liability to third-parties
  • Fast and quick online purchase and renewal facility with simple, hassle free processing

Bharti AXA Car Insurance Add-Ons
  • NIL Depreciation Cover
  • Full Invoice Price Insurance Cover
  • Discounts on Safety or Anti-Theft device
  • Fixed Daily allowance
  • Consumables cover
  • Medical expenses
  • Ambulance charges
  • Key Protector Cover
  • Engine and Gearbox cover
  • Hydrostatic lock cover
  • Co-Passenger cover
  • Roadside assistance
  • Personal Accident for Owner/Driver
  • Third party personal liability
  • Third party property damage
  • No Claim Bonus(NCB)
List of Manufacturing Tie-ups (Car)
Tata Motors
Ford Motors
General Motors
Mercedes Benz
Land Rover
Force Motors

Claim Process for Bharti AXA Car Insurance (Step wise)
Step Description
1: Register claim by phoning in 1800 103 2292 or write to customer.service@bharti-axagi.co.in
2: Survey will be arranged upon receipt of claim; Original Registration Certificate and Driving licence to be submitted to the company for verification
3: Duly filled in &signed claim form to be submitted to the Repairer/Surveyor
4: FIR to be filed in the same location where the third party injury/death/property damage has occurred.
5: Cashless facility provided if required documents are produced the satisfaction. For reimbursement claims, original cash bill or invoice with cash receipt is required
6: Vehicle delivery

Bharti AXA Car Insurance –FAQs
1. What is the helpline number of Bharti AXA Car insurance for claims process?
The helpline number for the claims process is 1800-103-2292 (Toll free) or email at claims@bharti-axagi.co.in . The customer service center registers the claim and provides the claim registration number for all future reference.

2. How to connect with Bharti AXA for road Assistance for roadside emergencies?
24 X 7 support is available at 1800-103-2292 for spot assistance (within 25 kilometers radius) in case of breakdown, fuel delivery and battery top-up.

3. What is the time taken to settle a claim?
The insurer takes 30 days to settle a claim after completion of requisite paperwork at your end. Make sure to fill up correct details with supporting documents.

4. How to renew Bharti AXA car insurance policy?
Renewal can be done online or offline. Open the link https://www.bharti-axagi.co.in/car-insurance-renewand enter Policy number and policy expiry dateto renew your policy, payment can be done through credit card/debit card/netbanking. The same can be done through Mobile App too. Else visit the nearest branch, fill up the form and attach a cheque of premium amount.