- Roadside assistance
- Cashless coverage across 3800+ garages for four-wheelers
- Online policy renewal
- Two types of coverage – Own Damage and Third-party liability
- Addon covers – NCB Retention, Personal Accident Bundle, Car Secure Plus cover and Car Secure Premium cover
Reliance Car Insurance Add on
Personal Accident Bundle-
This feature provides personal accident coverage for the policy holder across the world, regardless of who is driving the car. The plan provides coverage in case of death (100% of Capital Sum Insured; CSI is Rs. 10,00,000), permanent total disablement (100% of Capital Sum Insured; CSI is Rs. 10,00,000), Loss or physical separation of two limbs and loss of sight for both eyes or loss of one limb and sight of one eye (100% of Capital Sum Insured; CSI is Rs. 10,00,000), or Loss or physical separation of one limb or loss of sight of one eye (50% of Capital Sum Insured; CSI is Rs. 10,00,000),
NCB Retention –
This helps to retain the No-Claim Bonus percentage irrespective of the fact if you have made a claim. This cover is advised for those with a private car older than 2 years.The NCB percentage of the vehicle should be 25% and above.
With the help of this feature, no deductions for depreciation is made on the car, except for tyres and tubes.
No Claim Bonus(NCB) –
With this feature, the car owner can receive discount during renewal of policy, if no claim has been made during the policy period. Discount can reduce premium by upto 50%.
Consumables Cover –
This optional add-on provides coverage for consumable items in case of damage. Consumable include nuts and bolts, screws, washers, grease, lubricants, clips, AC gas, bearings, distilled water, engine oil, oil filter, fuel filter and break oil.
Engine Cover –
Provides coverage for expenses incurred while fixing indirect damage done by water ingression or leakage of lubricating oil leading to loss or damage to Engine Parts, Differential Parts and Gear Box Parts.
Key Protect Cover –
Provides for cover the expenses for repairing or replacing car keys and / or locks and / or lockset, including the locksmith's charges. This is available for private cars only.
Reliance Car Insurance –FAQs
1.What does a Reliance Car Insurance cover?
It will cover eventualities of damage to car and third-party and provide financial protection for the same. Third-party cover is uptoRs 7.5 lacs while personal accident cover is Rs 2 lacs.
2.How to renew Reliance Car Insurance Policy online?
Please visit Reliance General Insurance website
https://www.reliancegeneral.co.in/Insurance/Car-Insurance.aspx to renew your policy
3.What is the helpline number for claims process?
The helpline number for the claims process is 1800 3009.
4.Is there any exclusion for the cover?
Exclusions for the policy include regular wear and tear, mechanical or electrical breakdown, damage from driving under the influence of any intoxicating substance or any other causes that are non-compliant with the limitations of use.