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Oriental Car Insurance

One of the leading general insurance company of India, The Oriental Insurance Company Ltd is a public sector insurer headquartered in New Delhi. It has a pan India presence with its 30 regional offices and more than 1800 active branches across the country. It also has overseas offices in Kuwait, Nepal and Dubai. This government owned general insurer was incorporated in 1947 and currently offers more than 170 general insurance products to its customers. Oriental Insurance Company covers agriculture, sericulture, poultry, aquaculture, horticulture etc for farmers, besides regular policies.

Key Highlights of Oriental General Insurance
  • Cashless claim at network of garages and 4300+ hospitals across India
  • Oriental Car insurance incurred claim ratio of 68.68%
  • Upto Rs. 7.5 lac for Third-party cover
  • Householder policy ensures complete security to the building and its content and covers a number of contingencies
  • Hassle free, no paperwork for overseas mediclaim policies

Oriental General Insurance at a Glance
  • Oriental General Insurance has 8.63 % market share among general insurance companies, as of Mar’2016.
  • Follows the philosophy of providing excellent customer service and have effective risk management system
  • For two wheelers shorter duration covers are available.
  • Covers cars from 24 reputed Car manufacturers and 7 bike manufacturers in India

Documentation needed to apply for Oriental General Insurance
  • Completely filled cover note / application form with contact numbers
  • Name of insured person
  • Vehicle number
  • Make and model of the vehicle
  • Identification card
  • Copy of RC
  • Copy of previous insurance ( for renewal)

Oriental Car Insurance plans at a glance
  • Car Insurance plan

Oriental Car Insurance Plans
Plan Name Benefits
Car Insurance
  • Free emergency service provided by TVS (in select cities)
  • Cashless coverage across network of garages for four-wheelers
  • Third-party cover upto Rs 7.5 lacs
  • Basic policy includes coverage against natural and man-made calamities, personal accident cover and liability to third-parties
  • Discount on basic coverage available

Oriental Car Insurance Add-Ons
  • Additional Cover for Unnamed Passengers Cover
  • NIL Depreciation Cover
  • Personal belongings cover
  • Alternate vehicle benefit
  • Free Emergency benefit through TVS
  • Discounts on Safety or Anti-Theft device
  • Personal Accident for Owner/Driver
  • Third party personal liability
  • Third party property damage
  • No Claim Bonus (NCB)
  • Voluntary deductible
List of Manufacturing Tie-ups (Car)
Tata Motors
Ford Motors
General Motors
Mercedes Benz
Land Rover
Force Motors

Oriental Car Insurance – FAQs
1. What is the helpline number of Oriental Car insurance for claims process?
The helpline number for the claims process is 1800-11-8485 (Toll free) and 011-33208485 (chargeable)

2. What is the time taken to settle a claim?
The insurer takes 30 days to settle a claim after completion of requisite paperwork at your end. Make sure to fill up correct details with supporting documents.

3. How to renew Oriental Car insurance policy?
Renewal can be done online or offline. Open the link https://orientalinsurance.org.in/web/guest/renew?isRefresh=true and enter policy number (for renewal of either Oriental Insurance or non-Oriental Insurance), followed by which premium calculations will be provided. Personal information needs to be furnished, payment can be done through credit card/debit card/netbanking. Else visit the nearest branch, fill up the form and attach a cheque of premium amount.