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Universal Sompo Car Insurance

Universal Sompo General Insurance Co Ltdis a private public joint venture and first of its kind in India’s insurance sector. Two nationalized banks namely Allahabad Bank, Indian Overseas Bank; one private sector bank namely Karnataka Bank along with FMCG major Dabur joined hands with Japan’s leading general insurer namely Sompo Japan Nipponkoa Insurance Inc to offer various insurance products to Indian customers. Started in the year 2007, it has a pan India presence through wide network of 113 Branches and 17 Zonal Offices.Awarded as the “Best Customer Service Provider” of the year 2016; Universal Sompo has its own dedicated 24 X 7 helpline to serve its customers.

Key Highlights of Universal Sompo General Insurance
  • Cashless claim at more than 3500 garages and across a wide network of over 4500 hospitals spread across the nation
  • Has 135 IRDA approved products in its kitty
  • Universal Sompo Car insurance incurred claim ratio of 72.37%
  • Upto Rs. 7.5 lac for Third-party cover
  • Offers long term two wheeler insurance for a period of 2 or 3 years at a discounted price.

Universal Sompo General Insurance at a Glance
  • Universal Sompo General Insurance has around2% market share among general insurance companies.
  • Launch of Mobile App for PoS distribution channel enhanced their penetration in the segment.
  • Customer centric approach helps gain customer confidence through superior value and services across wide range of products
  • Covers cars from 24 reputed Car manufacturers and 7 bike manufacturers in India

Documentation needed to apply for Universal Sompo General Insurance
  • Completely filled cover note / application form with contact numbers
  • Name of insured person
  • Vehicle number
  • Make and model of the vehicle
  • Identification card
  • Copy of RC
  • Copy of previous insurance ( for renewal)

United IndiaCar Insurance plans at a glance
  • Private Car Insurance plan

Universal Sompo Car Insurance Plans
Plan Name Benefits
Private Car Insurance
  • 24x7 road side assistance
  • Cashless coverage across 3500+ garages in the country
  • Third-party cover upto Rs 7.5lacs
  • Basic policy includes coverage against natural and man-made calamities, personal accident cover and liability to third-parties
  • Fast and quick online purchase and renewal facility with simple, hassle free processing
  • Towing facility available even on public holidays

Universal Sompo Car Insurance Add-Ons
  • NIL Depreciation Cover
  • Return to invoice
  • Fixed Daily allowance
  • Personal belongings
  • Co-Passenger cover
  • Key replacement
  • Cost of consumable
  • Hydrostatic lock cover
  • Engine protector
  • Secure towing
  • Roadside assistance
  • Discount on anti-theft device
  • Concession on vehicle modification for blind/handicapped/mentally challenged
  • Personal Accident for Owner/Driver
  • Third party personal liability
  • Third party property damage
  • No Claim Bonus(NCB)Protection
List of Manufacturing Tie-ups (Car)
Tata Motors
Ford Motors
General Motors
Mercedes Benz

Universal Sompo Car Insurance –FAQs
1. What is the helpline number of Universal Sompo Car insurance for claims process?
The helpline number for the claims process is 1-800-22-4030 (from MTNL & BSNL Lines) or Helpline number +91-22-27639800 or email can be send to contactclaims@universalsompo.com. The customer service center registers the claim and provides the claim registration number for all future reference.

2. How to connect with Universal Sompo Car Insurance for road Assistance for roadside emergencies?
24 X 7 support is available at 1-800-22-4030 or 1800-200-4030for road side assistancein case of breakdown, fuel delivery and battery top-up.

3. What is the time taken to settle a claim?
The insurer takes 30 days to settle a claim after completion of requisite paperwork at your end. Make sure to fill up correct details with supporting documents.

4. How to renew Universal Sompo Car insurance policy?
Renewal can be done online or offline. Open the link https://usgi.co.in/Carrenewals/ and enter Policy number and details like Registration/Chasis/Engine number, payment can be done through credit card/debit card/netbanking. Else visit the nearest branch, fill up the form and attach a cheque of premium amount.