|Private Car Package Policy
- Inspection and Cashless Service at 1900+ network garages
- Optional add-ons like Depreciation cover, Consumable cover, GAP value cover, Passenger assist cover, Roadside assistance cover.
- No claim bonus
- Personal accident cover, in case of loss of limb or sight, disablement or death.
- Third Party liability (injury or death caused to their property)
- Cost of loss or damage incurred to the vehicle
- Additional Benefits
- On road Protection
Liberty Videocon Car Insurance Plan Benefits
Liberty Videocon Motor insurance covers the damage partially or completely occurrence due to natural calamities like explosion, storm, fire, self-ignition, flood, earthquake, hurricane, tempest, cyclone, frost, hailstorm, rockslide, landslide etc or due to manmade calamities like theft burglary, riot, malicious act, strike, terrorist activity, accidental external means, damage in transit by road, rail, inland waterway, lift elevator or air etc
Personal Accident cover:
Liberty Videocon Motor Insurance offers you personal accident cover, in case of loss of limb or sight, disablement or death.
Third party liability:
it provides cover liability for third party injury or death for any damage to third party property caused by an accident due to insured vehicle.
Customer can avail the cashless service from a strong network of 1900+ garage in India.
Liberty Videocon Car Insurance Add-ons
Customer can get customized insurance policy according to their needs. By paying little additional premium, they can add these additional benefits to their policy. These options are:
By adding this benefit in insurance policy, owner need not to pay any deduction amount in the name of depreciation of the parts, even though, he will be entitled to claim for complete coverage for the damaged part.
Consumable parts of private car are covered by paying additional premium. These parts are grease, screws, washers, nuts and bolts.
GAP value cover:
Under GAP value cover, the total cost of the vehicle is covered.
Passenger Assist Cover:
Hospital allowance, Medical expenses and medical transport assistance for the passenger and driver are covered.
Roadside Assistance Cover:
It offers you the road side emergency assistance like mechanical & accidental breakdown towing, on site repairs, flat tire change, battery jumpstart etc.
Liberty Videocon Car Insurance Exclusions
It uncovered the loss/damage to the vehicle/accessory/accessories, these are
- Any contractual liability
- Any consequential losses
- Depreciation wear and tear, general aging of the vehicle
- Mechanical and electrical breakdown, failure or breakage
- When the vehicle is used outside the geographical area.
- Damage to and by a person driving the vehicle under the influence of drugs or liquor
- Damage to and by a person driving the vehicle without a effective and valid driving license
- Loss or damage covered under the manufacturer’s warranty or part of manufacturer’s call.
- Damage due to nuclear risk or war
Claim Process for Liberty Videocon Car Insurance
Register motor claim without any delay via either of the below mentioned options:
- By calling us at 18002665844
- Register on website :- https://www.kotakgeneralinsurance.com/claims/claim-intimation-form
||Our representative will connect with you for further required details.
We will arrange an Inspection inside the city within 24 hours, if a claim reported on a working day.
And inspection will be arranged within 48 hours, if it is needed outside the city limits.
||Once the vehicle gets into garage, we will need the required documents (listed documents) at the garage for our surveyor to validate.
Liberty Videocon Car Insurance –FAQs
1. What all included in Liberty Videocon Third Party Covers?
Liberty Videocon Third Party Covers includes:
2. Are electrical and non-electrical accessories covered under Liberty Videocon Private Car Insurance?
- Any permanent injury/death to a person caused by the insured vehicle.
- Any damage caused to the property (excluding vehicle) of some other individual by the vehicle insured.
- Unlimited amount coverage is available for death liability, for a private car, any damage to third party property is covered up to 7.5 lakh.
For any equipment electrical or non electronic, which is not factory fitted, the value of these accessories is to be declared by the insured, at the invoice value. These accessories can be covered under insurance policy by paying additional premium.
3. What is No Claim Bonus (NCB) offering by Liberty Videocon Car Insurance?
NCB is a discount which insured get, if he hasn’t made any claim during the last year of policy. You get the NCB, even if you change your motor insurance from any other insurance company to Liberty Videocon General Insurance.
NCB benefits by Liberty Videocon Motor Insurance are given as per the chart:
|PERIOD OF INSURANCE
||% OF NCB ON OD PREMIUM
|The preceding year
|Preceding 2 consecutive years
|Preceding 3 consecutive years
|Preceding 4 consecutive years
|Preceding 5 consecutive years